Landlord Insurance Claim Help
Get Support for Your Denied, Delayed, or Disputed Landlord Insurance Claim
We help everyday Australians challenge unfair Landlord Insurance claim outcomes
When tenants cause damage, or unexpected events occur at your property, landlord insurance should provide peace of mind. But when these claims are denied, delayed, or underpaid, or subject to an AFCA complaint, leaving landlords with losses that weren’t their fault, we help get their claim and life back on track.
How We Help
Landlord Insurance Claim Expertise
Landlord claims involve more than just physical damage. They often include tenant-related losses, rent default, legal expenses, and other indirect costs. Sometimes, insurers can deny or limit payouts by relying on narrow interpretations of policy wording, technical exclusions, gaps in documentation, or unclear evidence.
We help clarify what’s covered, gather the right evidence, and push the insurer to make fair and timely decisions. Whether your claim involves property damage, unpaid rent, or malicious acts, we know how to respond.

Common landlord insurance complaints - it's where we excel
When Landlord Insurance Claims go wrong
Landlord insurance claims don’t always go to plan. Delays, low offers, and confusing decisions are common and often prevent people from getting what they’re entitled to. At Claimhouse, we understand how these things go wrong and what you can do about it.
Tenant Damage or Malicious Acts
Insurers often try to deny cover by claiming the damage was wear and tear, poor maintenance, or gradual in nature. We help distinguish between accidental, intentional, and malicious damage and build the case for a valid claim.
Loss of Rent
Many landlords are shocked to find their claim for lost rent denied due to notice periods, lease conditions, or technicalities in tenancy breaches. We review the facts and help push for a fair interpretation of your policy’s rent default provisions.
Inadequate Assessments
Insurer-appointed assessors may overlook key details about the cause or extent of the damage, leading to partial denials or underpayments. We help identify these gaps, test their findings, and push for a proper, fact-based assessment of your loss.
Flawed Scope of Works
A weak or incomplete repair scope means corners get cut and damage may go unaddressed. We help identify what's missing and ensure your scope reflects the real cost of returning your property to pre-loss condition.
Low Cash Settlement Offers
Cash offers can seem convenient but are often well below the true repair cost. Without expert input, it’s easy to accept less than you need. We help you understand the offer and push for more.
Poor-Quality or Dodgy Repairs
Insurer-approved repairs can be rushed or done by underqualified contractors, leading to long-term issues. We help you assess workmanship, raise concerns, and demand the quality you're entitled to under your policy.
Why Claimhouse
Why We’re Trusted to Help With Landlord Insurance Claims
Having worked in the insurance industry, we’ve seen where insurer’s internal systems and processes can fail to meet acceptable standards, resulting in poorly handled insurance claims. We use that insight to work the process, not be worked by it.
We help landlords across Australia recover fair payouts from insurers who denied or delayed what was owed.
Whether you’re dealing with tenant damage, a denied rent claim, or an underpaid repair scope, we help you respond with strategy, evidence, and support at every stage.

FAQ
Frequently Asked Questions
Some of the common questions we receive about Landlord Insurance claims
There are six main reasons that claims get declined (you can read more in our blogs). If you submit an enquiry, we can review your claim, explain the reason(s) why, and let you know if we believe we can help.
If the insurer's offer doesn’t match the damage, you have options. We’ll review the details and advise you about how to respond, and whether we can support you further.
Depending on your claim, you may need reports from builders, engineers, hygienists, or other specialists. We help you engage with trusted, independent experts who know how to prepare evidence insurers take seriously.
Every claim is different. Some can resolve in weeks, while others require longer term strategies.
Once we review your situation, we’ll give you an estimated timeline based on your insurer and claim type.
It depends on your policy, damage, and what’s already been offered. What we can promise is clarity, a stronger position, and every effort to push for the maximum fair outcome.
Our fees depend on the services you engage, as well as your claim, insurer and circumstances.
After reviewing your claim, we’ll recommend a package and explain all costs upfront, with no surprises.
Let’s talk about your insurance claim
Whether you need advice, support, or a second opinion, we’re here to help you understand your options and move your claim forward.
You can contact us using our enquiry form (to the right), or by calling or emailing us.
0482 075 582